OLDWICK, N.J.–(BUSINESS WIRE)– #insurance–While the U.S. life/annuity (L/A) insurance industry remains financially healthy, it is experiencing a decline in the quality of its capital driven by insurers’ utilization of soft capital, offshore and affiliated reinsurance approaches, according to a new AM Best report. The annual Review & Preview Best’s Market Segment Report, “U.S. Life and Annuity Industry Continues to Shift More Focus to Annuities,” notes that the segment’s top line growth, particularly

